A competent commercial property mortgage broker should be accredited with all the major banks in Australia. Some residential brokers with no commercial banking experience will likely have issues or problems in being accredited to put up commercial business loan transactions (including commercial property loans) with some of the big four major banks in Australia. Quite often, the minimum requirement in obtaining commercial accreditation is that the broker must have had two or more years of experience working as a banker in the commercial/ business finance sector.
With the increasing no. of competitors entering the market, whether commercial property mortgage brokers are referring to the banks or financial lenders such as Pepper, Thinktank or Latrobe, the banks and the like have streamlined their lending criteria. This means that it is easier to borrow (whether it applies for investment (rented out) or owner-occupied (for use in your own business). A good commercial property mortgage should have a good gauge across all the policies different financiers offer.